What happens if the insurer is refusing to pay money on a car accident claim?

There are millions of car accidents in the U.S. each year; therefore, chances are you may be involved in one at some point. If the insurance company refuses to pay out any damages for your accident claim, you have the right to challenge the decision. You can take action if you receive an initial denial or a refusal from the insurance company.

There are various reasons for a denial, some are as follows:

  1. Lapsed Policy

When a driver fails to renew their auto insurance policy, the insurance company won’t pay for any damages if they are involved in a collision with their uninsured vehicle.

  1. Late Accident Claim

Some insurance policies demand that you must make a claim within a certain time period following an accident. If you wait too long, the insurance company may decide they are unable to investigate the claim. This is the reason why filing an insurance claim should be a top priority following an accident. Consulting a lawyer right away is also an important step.

  1. Pre-existing Medical Conditions

If there is proof that preexisting conditions caused your injuries and not the wreck, your claim may be denied. Having an experienced personal injury lawyer on your side can help you to show how any prior injuries have been aggravated, which is compensable.

In short, you don’t have to accept the denial of a valid claim. Our experienced personal injury lawyers will fight for your rights and the compensation you deserve.

If you were involved in an accident and have any questions or concerns, give our experienced attorneys a call at 732-490-1777.

DISCLAIMER: The contents of this article were created to provide general information, it is not intended to create an attorney-client relationship and shall not be construed as legal advice. You should not act upon any information provided in this article without seeking professional legal counsel from an attorney licensed to practice law in your jurisdiction. No representations are being made as to the completeness or accuracy of the information contained in this article or on this site or sites linked hereto. If this pamphlet is inaccurate or misleading, report same to the Committee on Attorney Advertising, Hughes Justice Complex, CN 037, Trenton, NJ 08625. “No aspect of this advertisement has been approved by the Supreme Court of New Jersey.”
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