There are millions of car accidents in the U.S. each year; therefore, chances are you may be involved in one at some point. If the insurance company refuses to pay out any damages for your accident claim, you have the right to challenge the decision. You can take action if you receive an initial denial or a refusal from the insurance company.
There are various reasons for a denial, some are as follows:
- Lapsed Policy
When a driver fails to renew their auto insurance policy, the insurance company won’t pay for any damages if they are involved in a collision with their uninsured vehicle.
- Late Accident Claim
Some insurance policies demand that you must make a claim within a certain time period following an accident. If you wait too long, the insurance company may decide they are unable to investigate the claim. This is the reason why filing an insurance claim should be a top priority following an accident. Consulting a lawyer right away is also an important step.
- Pre-existing Medical Conditions
If there is proof that preexisting conditions caused your injuries and not the wreck, your claim may be denied. Having an experienced personal injury lawyer on your side can help you to show how any prior injuries have been aggravated, which is compensable.
In short, you don’t have to accept the denial of a valid claim. Our experienced personal injury lawyers will fight for your rights and the compensation you deserve.
If you were involved in an accident and have any questions or concerns, give our experienced attorneys a call at 732-490-1777.