Motor Vehicle Collisions
Motor vehicle collisions are a distressing and all too common occurrence that can have life-altering consequences for those involved. If you or a loved one have been injured in a motor vehicle collision, seeking a skilled personal injury attorney is crucial to protect your rights and ensure you receive the compensation you deserve.
Types of Motor Vehicle Collision Cases
Car Accidents:
We handle car accident cases utilizing our deep understanding of the complex laws involved. We have seen some horrendous accidents where those involved sustained severe injuries. Regardless of the severity of the crash, if you have been injured in a car crash due to someone else’s reckless driving, distracted driving, or any other cause, we will advocate for you to secure the compensation you need.
Truck Accidents:
Commercial truck accidents can result in devastating injuries. Our skilled attorneys have extensive experience in handling complex truck accident cases and will pursue every available avenue of compensation to help you rebuild your life.
Motorcycle Accidents:
Motorcycle riders face unique risks on the road due to their vulnerability. When negligence leads to a motorcycle accident, our lawyers will work diligently to protect your rights and hold responsible parties accountable.
Pedestrian Accidents:
When a motor vehicle strikes a pedestrian, the injuries are often severe or life threatening. We understand the devastating impact that a pedestrian accident can have on an individual and their family. Our experienced personal injury attorneys are dedicated to advocating for the rights of those injured in pedestrian accidents.
DUI Accidents:
Depending on how and where the responsible party obtained the liquor, the person or establishment that served him may be liable. If you have been injured by a driver under the influence, Contact UBFK Law today for the support and guidance needed in navigating the complexities of DUI-related accidents.
Verbal Threshold / Limitation on Lawsuit
Every driver in New Jersey is mandated to have automobile insurance. There are many different choices and options available to you when buying a new insurance policy, and it is important to understand what kind of coverage will best suit your needs.
A Verbal Threshold, or Limitation on Lawsuit, is an option commonly found in insurance policies that can potentially bar an injured person from receiving monetary compensation for the pain and suffering caused from an automobile accident. This is a coverage election on the injured persons insurance policy.
To overcome the Verbal Threshold, you must prove that you sustained a permanent injury as a result of the accident, such as an injury to a body part that will never heal or function properly, dismemberment, significant disfigurement or scarring, a displaced fracture, loss of fetus, or death. This must be proven through objective medical testing, which can include examinations, X-rays, CT scans, magnetic resonance imaging (MRI), electromyography (EMG), nerve conduction velocity tests (NVC), and other various medical tests.
Liability: Who Caused The Collision?
The first step in any automobile collision case is establishing liability. A person is considered liable, or responsible, when they are found to be at fault for an injury-producing event or accident. For you to receive compensation for your injuries from the accident, you must prove one of the other drivers failed to follow the rules of the road and, by doing so, was the cause of the crash and your injuries. However, you may only recover the percentage that the other party is at fault.
For example, if your damages are $100,000 and it is determined that the other driver was 60% at fault and you can recover $60,000. However, if you are more than 50% at fault for the crash, you will not be able to recover for your injury.
Personal Injury Protection Benefits (PIP)
Regardless of fault, everyone injured in a car accident, subject to exception, are entitled to receive personal injury protection (PIP) benefits. These benefits may include medical bills, travel expenses, household care, prescriptions, death benefits and others. This kind of compensation is provided through your own automobile insurance company.
If you did not have your own automobile insurance policy at the time of the crash, but certain family members who lived in your house did, you may be entitled to PIP benefits through that insurance company. If neither you nor any of your family members in your house had an automobile insurance policy at the time of the crash and you were a passenger in a motor vehicle that has insurance, then you might be entitled to PIP benefits from the insurance company that insures that vehicle.
You should immediately contact your attorney to determine if you are eligible for these benefits since there are certain time limitations that may apply.
Damages: How Much Is My Case Worth?
No two cases are the same, and it’s important to consider all the information and factors at hand when assessing the value of your case. Issues like fault, injuries, treatment, and future outlook all play a role in your case value. We will always let you know of any offers made by the insurance company regarding your case. We will offer our opinion and advice as to whether it is too low or fair and reasonable.
At UBFK Law, our dedicated personal injury team led by Joshua Kleinman, Esq., handles motor vehicle collision cases and has a proven track record of achieving favorable outcomes for our clients. With years of experience in this practice area, he is well-equipped to navigate the complexities of motor vehicle accident claims and provide you with the support and guidance needed during this challenging time. Contact UBFK Law today for a free consultation to discuss your case and understand your legal options.